Idaho is filled with rivers, mountains, and lakes that capture the heart of anyone who loves the outdoors. One of its most remarkable lakes is Payette Lake, a large glacial body of water near the mountain town of McCall. With over 5,300 acres of clear water and surrounded by tall pine trees, Payette Lake feels like an alpine paradise. Whether you’re interested in boating, fishing, hiking, or simply relaxing on a sandy beach, Payette Lake offers a little bit of everything for visitors of all ages.
A Glacial Lake in the Mountains
Payette Lake sits at about 5,000 feet in elevation and owes its dramatic shape to a massive glacier that once cut through the mountains more than 10,000 years ago. This glacier was around 1,000 feet tall, 2.5 miles wide, and stretched roughly eight miles long. As it moved, it carved out a deep basin that eventually filled with glacial meltwater once the ice retreated. At its deepest point, Payette Lake reaches 392 feet, giving it a vivid and rich color on sunny days.
Over the centuries, Payette Lake has become one of Idaho’s “crown jewels.” It’s located in west-central Idaho and is often called Big Payette Lake to differentiate it from Little Payette Lake and Upper Payette Lake nearby. With a shoreline spanning about 21 miles, there’s more than enough space for everyone to explore, swim, or just enjoy a day by the water.
Getting to Payette Lake
Payette Lake sits on the edge of McCall, a small mountain town about two hours north of Boise on Highway 55. The drive to McCall is an experience in itself, winding through canyons and passing scenic rivers. Once you arrive, you’ll find the lake right next to downtown, making it very easy to access.
Whether you want to walk from one of the town’s hotels or drive in for the day, getting to the lake is as simple as following the signs into McCall, and then heading toward the water. The proximity to town means you can combine a relaxing day on the lake with a visit to local shops, restaurants, and breweries.
What to Know Before You Go
- Elevation: Sitting at around 5,000 feet, Payette Lake’s elevation means summer days are warm but not usually scorching, while evenings can get chilly. Bring layers, even during the height of summer.
- Fees: There isn’t a general fee to visit Payette Lake, but you might pay for parking or day-use fees in some areas, especially at state parks like Ponderosa State Park on the lake’s peninsula.
- Dog-Friendly: Dogs are allowed in many areas around Payette Lake, but they usually need to be on leash. Check signs for specific rules about pets, especially in state park zones or designated beaches.
- No Lifeguards: Most beaches on Payette Lake do not have lifeguards, so be cautious when swimming or boating. Keep an eye on children near the water.
- Seasonal Access: The lake is generally easy to visit year-round. However, certain roads or beaches may be closed in winter if there is too much snow. The lake usually freezes over in the coldest months.
A Day at the Lake
“Payette lake panorama” by Karthikc123 is licensed under CC BY-SA 3.0.
Boating & Water Sports
Summertime at Payette Lake is all about being on the water. Boating is popular, and you can bring your own watercraft or rent one from local outfitters. Motorboats, jet skis, and pontoon boats are common sights, often skimming along the surface while towing water skiers or kids on tubes. If you prefer a quieter way to explore, you can rent kayaks, canoes, or stand-up paddleboards. The calm morning hours are perfect for a peaceful paddle, with the water often still and reflective.
Swimming & Beaches
There are several sandy beaches around Payette Lake, some right in the heart of McCall and others within Ponderosa State Park. Families can spread out beach towels, bring a picnic, and enjoy a day of swimming in the lake’s refreshing water. Be aware that the lake remains fairly cool even in the warmer months, thanks to its glacial origins and mountain elevation. However, it warms up enough for comfortable swimming in July and August.
Fishing
Payette Lake is a welcoming spot for anglers looking to cast a line from the shore or a small boat. Common catches include cutthroat trout, lake trout, rainbow trout, and kokanee salmon. The Idaho Department of Fish and Game often stocks the lake with rainbow trout to keep the fish population healthy. When fishing, remember to get a valid Idaho fishing license and follow the local regulations.
Ponderosa State Park
One of the best ways to experience Payette Lake is by visiting Ponderosa State Park, which covers over 1,000 acres on a wooded peninsula that juts out into the middle of the lake. Here are some highlights:
- Hiking Trails: The park features trails that wind through stands of tall ponderosa pines, Douglas firs, and other evergreens. Along the way, you’ll find viewpoints where you can see across the lake to the mountains beyond. These trails vary in length and difficulty, so there’s something for everyone.
- Camping: For those who want to wake up with the lake just steps away, Ponderosa State Park offers several camping options. Some sites accommodate RVs, while others are more suitable for tent camping. The park also has a few small rental cabins near the shoreline.
- Sandy Beach: A large beach area near the park’s entrance offers a gentle slope into the water, which is great for families with small children. You’ll also find restrooms, picnic areas, and sometimes volleyball nets or horseshoes set up for a little friendly competition.
- Wildlife Watching: Keep an eye out for deer, foxes, and many kinds of birds. Bald eagles are sometimes seen soaring overhead, especially near the water’s edge where they can spot fish below the surface.
Winter Wonders
“Payette Lake, McCall, Idaho” by Ken Lund is licensed under CC BY-SA 2.0.
Though Payette Lake is often associated with summer fun, it’s also a winter playground once the temperatures drop and the lake freezes. Locals and visitors alike might go ice fishing, set up a small warming tent on the frozen surface, and try their luck catching trout beneath the ice. Some people even ice skate if the conditions are safe. Just be sure to check local reports about ice thickness before venturing out, as safety is key.
Nearby ski resorts, like Brundage Mountain, add to the winter excitement. If you want a break from skiing or snowboarding, you can snowshoe or cross-country ski around sections of the lake. The quiet, snow-covered landscape during winter offers a whole different perspective on Payette Lake—peaceful and still, with a dusting of white on the evergreens.
The Legend of Sharlie
Like many mountain lakes, Payette Lake has its own legend—a “lake monster” locals call Sharlie. The first reported sighting dates back to 1920, when some people believed they saw a huge, log-shaped creature moving through the water on its own. Over time, there have been enough sightings that “Sharlie” has gained a bit of fame, with locals and visitors occasionally claiming to see something large swimming in the deeper parts of the lake.
Skeptics say it’s likely a giant sturgeon or just a trick of the light, but those who prefer to believe in myths find the legend exciting. Whether Sharlie is real or just a fun piece of local folklore, it’s part of what makes Payette Lake such a fascinating place. You never know when you might look out across the water and catch a glimpse of something unexpected.
Nearby Activities
McCall and its surrounding areas provide plenty of activities if you want to expand your trip beyond Payette Lake:
- Hot Springs: Central Idaho is known for its natural hot springs. After a day of swimming or hiking, a dip in a hot spring can be the perfect way to relax your muscles.
- Hiking & Biking Trails: Beyond Ponderosa State Park, you can venture into the Payette National Forest or Boise National Forest for more extensive trail networks. These trails take you through meadows, forests, and sometimes up to high ridges overlooking the valley.
- McCall Ale Trail: If you’re into craft beer, McCall has a few local breweries you can visit on a self-guided “Ale Trail.” This is a fun way to wind down in the evenings and get a taste of the local brew scene.
- Winter Sports: As mentioned, winter turns McCall into a hub for snow-based fun. Snowmobiling, skiing, or even just sipping hot chocolate by a fire while looking out at a frozen lake are all appealing options if you come in the colder months.
Tips for a Great Visit
- Plan Early: During peak summer months, McCall is quite popular. Campground spots and rental boats can fill up quickly, so consider making reservations ahead of time, especially at Ponderosa State Park.
- Bring Layers: Temperatures near the lake can shift quickly. Mornings might be cool, afternoons warm, and evenings chilly again. Pack a mix of clothing so you stay comfortable.
- Stay Hydrated: At 5,000 feet in elevation, it’s easy to get dehydrated faster than you might at lower altitudes—especially in summer sun. Keep water handy, and remember to apply sunscreen often.
- Respect Wildlife: This area is home to animals like deer, elk, and even black bears. While seeing wildlife can be a highlight of any trip, be sure to keep your distance. Store food securely, don’t leave trash behind, and follow Leave No Trace principles.
- Check Ice Conditions in Winter: If you’re visiting during the colder months and plan to venture onto the frozen lake, always check local reports for ice thickness. Safety should come first.
Why Payette Lake is a Beautiful Place to Visit in Idaho
Payette Lake offers the perfect blend of mountain scenery, easy access, and year-round activities that appeal to families, solo travelers, and everyone in between. Its glacial blue waters invite boaters and swimmers in summer, while the ice-covered surface attracts winter sports enthusiasts in colder months. The surrounding town of McCall provides dining, lodging, and entertainment for those who want to mix outdoor fun with creature comforts.
Whether you’re sitting on a sandy beach at Ponderosa State Park, fishing for rainbow trout at dawn, or skating across the frozen surface under a bright winter sky, Payette Lake’s beauty is always on display. Add in the local legend of Sharlie, and you have a place bursting with character and mystique, a spot that keeps people coming back year after year.
As one of the most beautiful places to visit in Idaho, Payette Lake is well worth a stop. Plan an afternoon picnic by the shoreline, rent a kayak for the day, or settle in for a few nights of camping under tall pines. You’ll be rewarded with one of the most scenic and welcoming alpine lakes in the entire state, complete with the friendly spirit of McCall and the promise of unforgettable mountain memories.
Quick Facts About Payette Lake
- Glacial Origins: Payette Lake was carved out by a massive glacier over 10,000 years ago, leaving behind a basin that’s now filled with clear, blue water.
- Impressive Depth: The lake reaches a maximum depth of about 392 feet, adding to its rich turquoise color and alpine appeal.
- Size & Shape: Payette Lake spans over 5,300 acres and has a shoreline of about 21 miles, offering plenty of room for boating, fishing, and swimming.
- Elevation: Situated at roughly 5,000 feet above sea level, the lake’s high-mountain location means warm summer days and cooler evenings.
- McCall’s Centerpiece: The town of McCall sits at the lake’s southern edge, making Payette Lake a focal point for shopping, dining, and year-round recreation.
- Year-Round Fun: In summer, visitors enjoy boating, waterskiing, and beach days. In winter, the lake often freezes, opening up ice fishing, ice skating, and scenic snowshoe routes.
- Wildlife: Payette Lake and the nearby forests are home to deer, elk, various bird species, and even black bears. Keep an eye out when you’re on the trails!
- Legend of Sharlie: Locals talk about a “lake monster” named Sharlie, said to have been first spotted in the 1920s. Some believe it’s just a giant fish, others enjoy the mystery.
- Ponderosa State Park: This 1,000-acre park juts out into the lake, boasting campsites, hiking trails, a sandy beach, and towering pine trees.
- Activities Galore: From jet skiing and paddleboarding in the warmer months to cross-country skiing on the frozen lake in winter, Payette Lake offers something for everyone year-round.
Idaho’s Mammoth Cave
Planning a trip to Idaho? Don’t forget to put Idaho’s Mammoth Cave at the top of your list. As one of the most beautiful places to visit in Idaho, you can explore a unique and awe-inspiring underground landscape at your own personal pace with our self-guided tours. In addition to the cave, there are two privately owned museums of natural history on-site, the Shoshone Bird Museum and the Richard Arthur Olsen Museum featuring a wealth of exhibits that has earned them nickname “The Smithsonian of the Desert,” making it an unforgettable stop for the whole family.
Located eight miles north of Shoshone, Idaho, on Highway 75, Idaho’s Mammoth Cave will be open for seasonal tours from May – October, from 10 a.m. to 6 p.m. (with the last tours of the day going out at 5 p.m.), 7 days a week, including all major holidays. For more information, visit idahosmammothcave.com or call (208) 329-5382.